Residential property

Our specialist team deal with all aspects of residential conveyancing, whether you are buying or selling a property.


You may be buying your first home, moving property or purchasing a holiday home but the excitement for you, has to be tempered with the need to ensure any legal requirements and processes are dealt with correctly and thoroughly. We aim to provide a professional but personal service at all stages.

Our specialist team deal with all aspects of residential conveyancing, whether you are buying or selling a property. They are qualified in all aspects of property law and are there to help provide smooth passage for your transaction and just as importantly, to make sure you avoid any pitfalls; protecting your interests at every stage from making an offer to receiving the keys.

They will explain everything you need to consider before collecting information and documentation from you to set the process in motion. This includes explaining any costs and expenses involved, such as Stamp Duty Land Tax, VAT, Land Registry fees and Search fees.

We also understand the stress that can be part and parcel of buying or selling a property. Our specialists will make sure you receive information and updates only when you need them; keeping you in touch with progress and explaining what is happening as each stage is completed.


Remortgaging is undertaken for a variety of reasons: switching to obtain a better deal or simply to increase the size of an existing mortgage to release funds to pay for home improvements, or other purposes. Whatever your reason for remortgaging, many of the same legal processes required to secure your original mortgage will apply on remortgaging.

An important aspect for many people remortgaging is that it is arranged quickly, especially if funds are required for a specific project. Our specialists will deal with the legal requirements as quickly as possible, while ensuring our first priority is always to protect your legal position.


If you are considering purchasing property with a view to using it for buy-to-let purposes, it is vital that you take expert legal advice. When you purchase a property for renting out you are effectively starting a small business by becoming a landlord. As a result you will need to find tenants, check their references, collect rent and deal with any tenant disputes.

We can guide you through your legal responsibilities, such as carrying out repairs, maintaining the safe supply of gas and electricity and ensuring fire safety regulations for premises and furnishings are met. We can also draw up tenancy agreements, help with tenant disputes and termination of leases (including “Notices to quit”).

Equity release

Our team of experts can guide you through the various issues surrounding equity release schemes, if you are considering releasing some of the equity in your home.

It is crucial to ensure the rights to your property are not compromised by the scheme you are considering and that the scheme is appropriate to your circumstances. Ideally you should also check that the scheme belongs to the Safe Home Income Plans (SHIP) Code of Practice.

You may also need to consider the impact on arrangements made in your Will and how the plan affects your inheritance tax situation. We can explain the benefits and potential problems of these arrangements and how they affect your estate.

Tenancy and lease arrangements

We provide help and advice on all aspects of Landlord and Tenancy law, including preparation of tenancy agreements and arrangements to terminate leases.

Our Team

Our Conveyancing team have a wealth of combined experience and knowledge within this area of practice. The team currently comprises four Partners and three Fee Earners who have worked on thousands of cases between them. These  Fee Earners may be involved in your case at any time and will be supervised by Caroline Smith, Partner and Head of Department.

Caroline Smith - Partner
Caroline joined Winder Taylor Smith in 2014 by way of merger from Derek Smith & Co. She is a Partner and the Head of Conveyancing. Caroline obtained her LLB Honours degree from the University of Leeds in 1989 and went on to qualify as a solicitor in 1994.
Since Qualifying, Caroline has specialised in Residential conveyancing . She has over 25 years experience in the legal profession and has managed thousands of cases in this time. The firm is an accredited member of the Law Society Conveyancing  Quality Scheme and Caroline is in charge of ensuring the department implements and maintains quality and training requirements under the Scheme.
Caroline works from our Designa House office and Ramsbotom office. She can be contacted on -
Tel: (01204) 389089 / (01706) 829750

Kate Nightingale - Partner
Kate has worked in the legal profession for 18 years and joined the firm as a solicitor in 2012. She obtained her degree and Graduate Diploma in Law from the University of Central Lancashire.
Kate progressed to partner in 2014 and has been instructed on thousands cases since the start of her employment with us.  She specialises in Residential and Commercial Property and Planning law. 
Kate Works from our offices in Bolton and Horwich and can be contacted on the following numbers - Tel: (01204) 389908/697467

Heather Worthing ton – Partner
Heather has worked for Winder Taylor Smith (Fallows) since 1990 and has been a partner for over 25 years . She obtained her LLB Honours Degree from Manchester University and qualified as a solicitor in 1977.
Heather has over 40 years experience within the legal profession and  has helped thousands of individuals, families and businesses during this time.
Heather works from our Bolton offices and specialises in commercial property,  residential property and family law. She can be contacted on - Tel: (01204) 389908 / 498970

J. Derek Smith - Partner
Derek qualified as a solicitor 1968 and has over 50 years experience in the provision of legal services. Derek specialises in Trusts, Probate and estate administration, Wills and Elderly Client Services (including Lasting Powers of Attorney and Court of Protection cases) and commercial and residential property. Derek has been a named partner of Winder Taylor Smith since 2014 by merger from Derek Smith & Co (the firm he established in 1978).
Derek works from our Designa House office
Tel: (01204) 389089 / 389908

Helen Grundy – Solicitor
Helen has recently joined  Winder Taylor Smith in October 2018, after a period of time with KBL. Helen has worked for 11 years in the legal profession and has a wealth of experience in Residential conveyancing.
Helen has a degree in Applied Biology from DeMontfort University, Leicester and obtained her GDL and LPC from Manchester Metropolitan University between 2005 and 2007. She qualified as a solicitor after completing her training contract in 2009.
Helen works from our Harley House office  and can be contacted on - Tel: (01204) 498970

Janet Turner - Licensed Conveyancer
Janet has worked within the legal profession for 26 years in total and has been an employee of Winder Taylor Smith for 14 years. Janet gained her Licensed Conveyancing qualification from the Council of Licensed Conveyancers in September 2008. She specialises in Residential Conveyancing and works from our office based in Horwich.
Janet can be contacted on - Tel: (01204) 697467

Diane Penlington - Licensed Conveyancer
Diane obtained her Licensed Conveyancing qualification from Manchester College  and has been working in the legal profession since 1981. She joined Winder Taylor Smith in 2014 by way of merger after working for Derek Smith and Co for 25 years. Diane has worked on thousands of conveyancing cases and specialises in all aspects of conveyancing .
Diane can be contacted at our ramsbottom office on - Tel: (01706) 829750